As an independent agent for COUNTRY® in designated states, you’ll be able to offer your clients life policies which include:

Life Insurance

• 10-, 20-, and 30- Year Term Level Insurance
  The Term conversion options are terrific…you can convert as little as $25,000 to Whole Life and retain remaining Term coverage by maintaining as little as $50,000 in coverage. And, the minimum Term face amount is $50,000 down to age 18!
• Executive Whole Life Insurance
  Participating Whole Life policies meet a wide range of coverage needs. Options include a Long Term Care Rider, 10 Pay Life LP65, 4 dividend options, plus a terrific projected internal rate of return. A Standard LTC policy is automatically approved with every life policy issued Standard or better!
• 20-Pay Life Insurance
• Life Paid-Up at 65
• Single Premium Whole Life
  You need to see the accumulation value to appreciate this product! SPWL is a great option for underperforming life policies, nonqualified funds considered for an annuity, and wealth transfer. The Long Term Care Rider is also available on SPWL!
• Universal Life Insurance
• Last Survivor Variable Universal Life

Disability Income
COUNTRY® provides a wide range of disability insurance options, with coverage that can be tailored for your clients’ needs. These policies are available to qualified people between the ages of 18 and 60 and include a wide range of benefits. Plans include Level Premium and Premium Adjusted Every Three Years.

Long Term Care Insurance
A Tax-Qualified Long Term Care insurance policy issued by COUNTRY Life Insurance Company® will help you provide your clients with a way to conserve their savings and protect the assets they have accumulated over a lifetime. Plus, new law changes have made the purchase of this important coverage even more attractive. There is a wide choice of coverages—it could include home health care, adult day care and care in an assisted care facility or nursing home. COUNTRY Life offers three Tax-Qualified Long Term Care insurance plans that provide varying levels of protection: Comprehensive (LTC-500), Facility Only (LTC-520), and Shared Benefit (LTC-540). The selection of benefits process is easy and the pricing is very fair.

Annuities
COUNTRY Investors Life Assurance Company®, can help your clients fund a comfortable retirement by supplementing their retirement savings in annuities designated as an IRA or as a rollover from existing retirement plans. Annuities which are offered: Flexible Premium Deferred Annuity, Single Premium Deferred Annuity, and Single Premium Immediate Annuity. . Start with as little as $50.00 on back draft in the Flexible Premium Deferred Annuity. Rates today are as good as you will find in the market!

A Non-Qualified Single Premium Deferred Annuity from COUNTRY Investors Life Assurance Company® is also available and is a good way to help your clients save and accumulate money for the future. It can provide a guaranteed lifetime income.

COUNTRY Investors Life Assurance Company® is a full legal reserve company, regulated under state insurance law. That means the company must meet strict financial requirements to protect the money paid by all policyholders. These reserves must, at all times, equal the withdrawal value (principal plus interest minus early withdrawals fees) of every annuity account.

COUNTRY’s annuity contracts have been designed to comply with current income tax requirements. However, the company and agents cannot give tax or legal advice. Any information provided reflects the understanding of current tax laws, which are subject to change and reinterpretation.

The information contained on this web page provides a brief description of the major features of annuity contracts available from COUNTRY Investors Life Assurance Company. This is not a contract. The annuity, if issued, will set the rights and obligations of the contract holder and COUNTRY Investors.

Policies issued by COUNTRY Life Insurance Company® and COUNTRY Investors Life Assurance Company® Bloomington, IL.

Not available in all states. COVERAGE UNDER ANY COUNTRY® PRODUCT IS SUBJECT TO TERMS, CONDITIONS AND EXCLUSIONS IN THE ACTUAL POLICY. Please read COUNTRY’s Terms and Conditions for information about company and product licensing, policy availability and other restrictions.