CSMR

This web site www.csmr.com belongs to CS Marketing Resources (CSMR) and is designed to support independent agents.

Information regarding this web site can be sent to:

CSMR

CSMR
244 Perimeter Center Parkway, N.E.
Atlanta, GA 30346
Phone: 800-247-6963
Email: info@csmr.com

You may email the webmaster at info@csmr.com.

The material in this website is subject to change and is for general information only. Coverage under any product is subject to the terms and exclusions in the actual policy. Check the actual policy for the terms specific to the policyholder. For costs and further details of coverages, exclusions, any reductions or limitations and the terms under which policies may be in force, please write the company. This site is not intended to substitute for or be relied upon as a full policy description, a binding contract, professional tax or legal advice.

At CSMR, your privacy is important to us. We believe keeping your information confidential is a fundamental part of doing business. Below is a summary of how we collect and use your information.

Confidentiality and Security

All information collected about you is treated confidentially. We restrict our employees' access to your information to only those who need to know information to provide products or services to you and for other reasons permitted by law. We maintain physical, electronic, and procedural safeguards that comply with applicable law and regulations to guard your nonpublic personal information.

Categories of Information We Collect

The information we collect from you by mail, in person, electronically, or by phone, is dependent upon the types of products and services you are requesting. We collect nonpublic personal information about you including information:

From You: on applications or other forms, by phone and online;

About Your Transactions: with us, our affiliates or others, such as the products and services you have purchased in the past and your transaction history with us; and

From Others: including consumer reporting agencies and other third-parties such as your creditworthiness, credit history, demographic data and other related data.

Categories of Information We Disclose To Others

Under the law, we may disclose all of the information listed above. For instance we may disclose information:

To Authorized Personnel and Affiliates: to provide you outstanding products and services from us and our affiliates;

To Servicing Third-Parties: that are necessary to effect, administer or enforce your transactions with us, or in connection with servicing your account;

To Others: to credit bureaus, regulatory authorities, insurance support organizations, and other third-parties as allowed by law; and

To Joint Marketing Companies: to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.

Of course, personally identifiable medical information and information about personal trust accounts are disclosed only as allowed by law or with your written authorization. We also reserve the right to disclose personally identifiable information about you to other non-affiliated third parties upon proper notice and with your consent.

Former Customers

If you decide to terminate your customer relationship with our companies, we will continue to adhere to the privacy policies and practices described in this Privacy Statement as amended from time to time.

Your Files

We strive to keep our records of your information completely accurate. If you see any error in any of our communications to you with respect to insurance products, please call us at 800-247-6963, and we will promptly address any inaccuracy that may have occurred.

Email messages are not secure. We are not responsible for the security or confidentiality of communications sent to us via Internet email messages. Our security software does not encrypt email messages. Email messages traveling through the Internet are subject to viewing, alteration and copying by potentially anyone on the Internet. Be cautious when submitting personal or financial information via email. Send confidential information through the postal service or use the telephone to speak directly to our employees.

Other Information Collected Through Our Website

When you visit our website, you control the nonpublic personal information provided to us.

From everyone who visits our website we collect:

Type of web browser
Computer operating system
Areas visited within the site
Date and time of access
Internet service provider
Identification of referring site

This information is used to track the total number of guests visiting and helps us improve our site. It is not tied to any personal information we have obtained from you but is tied to a cookie that identifies your machine as a unique visitor. A cookie is a small file that is placed on your computer’s hard drive when you visit a site that typically contains information to track the pages you view or to personalize your visit. Only the site that created it may read it.